# Privacy Policy **Effective Date:** February 2026\ **Last Updated:** February 2026 *** ### 1. Introduction Welcome to LUMI AI ("we," "us," "our," or the "Platform"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.lumiaicoin.com](http://www.lumiaicoin.com) and use our services, including participation in the Node Contribution Program. By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Platform. *** ### 2. Information We Collect #### 2.1 Information You Provide Directly When you interact with our Platform, we may collect the following information: | Category | Examples | | ---------------------- | ----------------------------------------------------------------------------------------------- | | **Wallet Information** | Public blockchain wallet addresses used for contributions and receiving rewards | | **Transaction Data** | Records of USDT contributions, node participation, and reward distributions | | **Communication Data** | Information you provide when contacting our support team or participating in community channels | | **Verification Data** | Information necessary to verify your eligibility and compliance with geographic restrictions | #### 2.2 Information Collected Automatically When you access our Platform, we may automatically collect certain information, including: | Category | Examples | | ------------------------ | --------------------------------------------------------------------- | | **Device Information** | IP address, browser type, operating system, device identifiers | | **Usage Data** | Pages visited, time spent on pages, click patterns, referral sources | | **Cookies and Tracking** | Session cookies, analytics cookies, and similar tracking technologies | #### 2.3 Blockchain Data As a decentralized protocol, certain transaction data is recorded on public blockchains. This includes wallet addresses and transaction histories, which are publicly visible and immutable by nature of blockchain technology. *** ### 3. How We Use Your Information We use the information we collect for the following purposes: | Purpose | Description | | --------------------- | ----------------------------------------------------------------------------------------------- | | **Service Provision** | To facilitate node contributions, distribute ecosystem rewards, and operate the Platform | | **Compliance** | To verify geographic eligibility and ensure compliance with applicable laws and regulations | | **Security** | To detect, prevent, and address fraud, unauthorized access, and other illegal activities | | **Communication** | To respond to inquiries, provide support, and send important updates about the Platform | | **Improvement** | To analyze usage patterns and improve our services, user experience, and Platform functionality | | **Legal Obligations** | To comply with legal requirements, enforce our terms, and protect our rights | *** ### 4. Geographic Restrictions #### 4.1 Prohibited Jurisdictions **IMPORTANT:** The LUMI AI Platform and Node Contribution Program are NOT available to residents, citizens, or persons located in the following jurisdictions: | Region | Restricted Countries/Territories | | ----------------- | ---------------------------------------------------------------------------------------- | | **North America** | United States of America (including all territories and possessions) | | **Asia** | People's Republic of China (including Hong Kong and Macau), North Korea (DPRK) | | **Middle East** | Iran, Syria | | **Caribbean** | Cuba | | **Europe** | Crimea region, Donetsk and Luhansk regions | | **Africa** | Sudan, South Sudan | | **Other** | Any jurisdiction where participation would be prohibited by applicable law or regulation | #### 4.2 Compliance Verification By using our Platform, you represent and warrant that: 1. You are not a resident, citizen, or located in any Prohibited Jurisdiction 2. You are not on any government sanctions list 3. You will not use VPN, proxy, or other means to circumvent geographic restrictions 4. You will immediately cease using the Platform if you become subject to any Prohibited Jurisdiction We reserve the right to implement verification measures, including but not limited to IP address screening, to enforce these restrictions. *** ### 5. Information Sharing and Disclosure We do not sell your personal information. We may share your information in the following circumstances: | Recipient | Purpose | | ----------------------- | ------------------------------------------------------------------------------------------------ | | **Service Providers** | Third-party vendors who assist in operating our Platform, subject to confidentiality obligations | | **Blockchain Networks** | Transaction data necessary for on-chain operations (publicly visible by design) | | **Legal Authorities** | When required by law, court order, or governmental regulation | | **Business Transfers** | In connection with any merger, acquisition, or sale of assets | | **With Your Consent** | When you have provided explicit consent for specific sharing | *** ### 6. Data Security We implement appropriate technical and organizational measures to protect your information, including: * Encryption of data in transit and at rest * Regular security assessments and audits * Access controls and authentication mechanisms * Incident response procedures However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. *** ### 7. Data Retention We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Blockchain transaction data is immutable and permanently recorded on the blockchain. *** ### 8. Your Rights Depending on your jurisdiction, you may have certain rights regarding your personal information: | Right | Description | | --------------- | --------------------------------------------------------------------------------- | | **Access** | Request access to your personal information | | **Correction** | Request correction of inaccurate information | | **Deletion** | Request deletion of your information (subject to legal and technical limitations) | | **Portability** | Request a copy of your information in a portable format | | **Objection** | Object to certain processing of your information | To exercise these rights, please contact us at the address provided below. Note that blockchain data cannot be modified or deleted due to the immutable nature of distributed ledger technology. *** ### 9. Cookies and Tracking Technologies We use cookies and similar tracking technologies to enhance your experience on our Platform. You can control cookie preferences through your browser settings. However, disabling certain cookies may limit your ability to use some features of our Platform. *** ### 10. Third-Party Links Our Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit. *** ### 11. Children's Privacy Our Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information. *** ### 12. International Data Transfers Your information may be transferred to and processed in countries other than your country of residence. By using our Platform, you consent to such transfers. We will take appropriate measures to ensure your information remains protected in accordance with this Privacy Policy. *** ### 13. Changes to This Privacy Policy We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of the Platform after any changes constitutes acceptance of the updated Privacy Policy. *** ### 14. Contact Us If you have any questions about this Privacy Policy or our privacy practices, please contact us: * **Website:** [www.lumiaicoin.com](http://www.lumiaicoin.com) * **Email:** * **Twitter/X:** [@lumiaicoin](https://x.com/lumiaicoin) * **Telegram:** [t.me/lumiaicoin](https://t.me/lumiaicoin) *** *© 2026 LUMI AI. 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